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An Insurance Network Of Members  Committed To The Design , Development , Administration , & Distribution of Quality Insurance Products

National Association of Health Underwriters - Protecting the Consumer's Future             

Company Profile       

Our firm's senior management staff has owned, operated, and managed multiple insurance interests since 1980.

The Principal's are Ed Hemphill , C.I.C ; President , Deborah  Hemphill ;Vice-President , and David Hemphill ; Director of HLA's Life & Health TPA Operations .

Ed Hemphill began his insurance carrier in June 1970 with the Prudential Insurance Company of America .

In 1980 ; after 10 very successful years with Prudential; Ed formed a multiple lines  property/casualty/life/health/& accident insurance agency operating under the name of " Hemphill Insurance Agency " . That agency quickly became a leading retail property & casualty insurance firm operating primarily in the Texas insurance market place by offering individuals , small, or large business firms multiple lines of personal & commercial lines of property - casualty coverage.

In 1982 Ed Hemphill formed a Managing General Agency which operated under the name of Insurance Brokerage Services of Houston to offer independent agencies a  wholesale distribution center for health , life ,and accident lines of coverage. .

The Hemphill Insurance Agency management team decided to sale it's book of property & casualty premium in 1989 so that we could focus our efforts toward our rapid growth in the health/life/accident markets with MetLife's new Texas based HMO small group health product lines ;  Insurance Brokerage Services of Houston contracted in 1989 with MetLife Healthcare of Texas as their exclusive MGA distribution center to offer all Texas licensed independent insurance agencies MetLife's new Health Maintenance Organization (HMO) program for small employers groups with 5 to 35 employees.

In 1992 Insurance Brokerage Services of Houston merged into a new operating firm named National Marketing Manager ( NMM) .  NMM  operated as the exclusive national distribution center for the Philadelphia  American Life Insurance Companies individual short term medical program. NMM is a wholesale distribution center and marketing firm that offers quality health/life/accident insurance products to more that 4,000 independent insurance agents on a Nationwide basis.

In 1994 National Marketing and Administration ( NM & A ) a Texas General Partnership was formed to operate as a licensed and bonded Third Party Administrator  ( TPA )  . NM & A performed the tasks of underwriting , policy issue, premium collection ,  agent commission payment , general customer service , claims customer service , claims processing , and claims payment for several leading insurance carriers for a fully insured short term medical program and an occupational accident insurance program .       NM & A  also provided Administrative Service Only ( ASO ) third party administrative services to many large self insured employer groups for their employee benefit programs. In 2000 the Hemphill's sold their interest in NM&A to UNMARK Insurance Services       ( a division of the Transworld Mortgage Group ).

In August 2003 Health Quotes Online.com Inc. was formed to offer advanced web site technology that provides instant online quotes to consumers with multiple leading insurance carriers for life/health/accident/dental/employee group or individual/family product lines . This firms internet based technology  has become an exceptional resource for providing qualified sales leads to our producers. Click here to view:  http://www.healthandlifeinsurancequotes.com .

On October 3rd, 2003 Health & Life Administrators Inc. ( HLA ) became a Texas based corporation ; which operates today as a Texas licensed & bonded Third Party Administrator (TPA ) . HLA currently offers administrative services to partially self insured employer groups with 51+  employees for health/dental/vision/short or long term disability income ; which is offered through our extensive network of local licensed independent insurance agents. Click here to view: http://www.healthandlifedministrators.com

August 1, 2007 the Hemphill's acknowledged the need to diversify our agencies products lines by again offering our customers multiple lines of property & casualty coverages via Hemphill Insurance Agency. We are currently in the process of establishing relationships/agreements with leading standard lines Property & Casualty Insurance Companies and/or MGA's .

Ed Hemphill, C.I.C. recently announced Hemphill Insurance Agency was being reactivated . Ed recently contracted with MarketScout (a leading Managing General Agency) to offer multiple property & casualty ( P&C) product lines ( personnel or commerical ) via the elite AIG Sponsored C.I.C. Select program; The National Alliance & American International Group ( AIG ) co-sponsor the C.I.C. Select program via MarketScout.

Ed will be leading our agencies efforts towards our gradual diversification into the personal and commerical lines property & casualty markets through the use of our advanced web site based technology and through extensive internet based marketing campaigns. Click here to view: http://www.hemphillinsuranceagency.com

Since the healthcare & health insurance industries have had very little sucess to date in controlling our nations rising health care and health insurance costs ; which has caused our nations population of uninsured citizens to exceed 45 million individuals ; governmental reforms are certain to be a highly debated issue prior to our nation's next presidential election.

With each 2007 Presidential candidate vowing to introduce their own version of health care and/or health insurance industry reform ; it appears significant changes may be inevitable.

Our management team is very committed to continuing our internet based marketing campaigns with state of the art web site technology for health/life/accident products lines in what ever future format such reforms may allow . We are also very optimistic about expanding our personal and commerical Property & Casualty product lines through advanced web site technology and extensive online insurance services;  accompanied by our internet based marketing capabilities.

Change can be a very good thing ; if properly planned and implemented over a reasonable period of time.

 

Principals

To obtain more information regarding A.M. Best Rating click the following links:

Best's Rating Center
Understanding Best's Ratings
Research and Methodologies
 

To obtain more information regarding the C.I.C Select Program click the following links :

CIC Select was created to connect member companies of American International Group, Inc (AIG), a leading U.S. based international insurance and financial organization to the Society of Certified Insurance Counselors (CIC). MarketScout is responsible for screening and qualifying submissions to AIG. The C.I.C Select program is exclusively available through Market Scout and only available to " those individuals who have earned or will be earning their CIC, CISR, or CRM designation's) from The National Alliance. "To obtain more information regarding Market Scout click the following website link http://www.marketscout.com/frontEnd/SCIC.asp

  To obtain more regarding the National Alliance Education & Research Programs click the following links:

Click here to learn about the
CIC / CISR programs!

    

   
   
   

Click here to learn about our CISR Scholarship!

                                                                                                                          Click here to learn our CISR Elite Service Program!
 
   

 

Contact Information                                 

Toll Free                                    
1-800-361-8734 or 1-800-361-8731
Local Telephone
( 936 ) 448-1000
FAX
( 936 ) 448-1012
Local Address
3833 Windswept
Montgomery , Texas 77356
Postal address ( Please direct all U.S. Postal Mail to our P.O. Box )
P.O. Box 767 Montgomery , Texas 77356-0767                               
Electronic mail :
General Information: admin@healthandlifeadministrators.com
 
Marketing :  natlmktmgr@hotmail.com
                               edhemphill@healthandlifeadministrators.com
                     edhemphill@hemphillinsuranceagency.com

Web Sites : http://www.healthandlifeinsurancequotes.com

                     http://www.healthandlifedministrators.com

                     http://www.hemphillinsuranceagency.com